Hafrisa N, Azahra SLW, Arbitera C, Wasir R. The use of wearable data in health insurance and ethical challenges in Indonesia. IJHS [Internet]. 12 Juni 2026 [dikutip 4 November 2026];6(3):453-61. Tersedia pada: https://www.jurnalku.org/index.php/ijhs/article/view/2215